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Saturday, January 17, 2009

Your Credit Report

Not all creditors report their information to all of the major credit agencies. That's why the information on your credit report may vary from agency to agency. Make sure your credit report is an accurate reflection of your credit record by ordering a report from each agency listed below.


Credit Information Services

P.O. Box 740256

Atlanta, GA 30374-0256

Phone: 1-800-685-1111

Web Site:


National Consumer Assistance Center

P.O. Box 2104

Allen, TX 75013-2104

Phone: 1-888-397-3742

Web Site:

Trans Union

National Disclosure Center

P.O. Box 1000

Chester, PA 19022

Phone: 1-800-916-8800

Web Site:

The Fair and Accurate Credit Transactions (FACT) Act entitles all consumers to a free credit report once a year from all three major credit reporting agencies which have established a centralized source for accepting the requests. You can order a free copy of your credit report by calling 877-322-8228, visiting or mailing a standardized form to Annual Credit Report Service, P.O. Box 105281, Atlanta, GA 30348-5281.

For further information, visit the website of the Federal Trade Commission at